Last updated: November __1__, 2018
Welcome to the Harris Goldberg Financial (“HGF”) website ( www.harrisgoldbergfinancial.com ) (the
regarding the collection, use, and disclosure of information that you may provide via this Website and
information, to this Website.
‘Personally Identifiable Information’ (PII) is being used online. PII, as used in US privacy law and
information security, is information that can be used on its own or with other information to identify,
contact, or locate a single person, or to identify an individual in context.
including your consent to our use and disclosure of information about you in the manner described
What personal information do we collect from the people that visit our Website?
When registering on our site, as appropriate, you may be asked to enter your Name, Email address,
Mailing address, Phone number, Credit card information, debt information, or other details to help
you with your experience.
When do we collect information?
We collect information from you when you fill out a form or enter information on our Website.
How do we use your information?
We may use the information we collect from you when you register, make a purchase, sign up for
more information, surf the Website, or use certain other site features in the following ways:
• To personalize user’s experience and to allow us to deliver the type of content and product
offerings in which you are most interested.
• To improve our Website in order to serve you better.
• To allow us to better service you in responding to your customer service requests.
• To administer a contest, promotion, survey or other site feature.
• To quickly process your transactions.
• To send periodic emails regarding other products and services.
We or a representative of One Focus may call you and/or send you an email to communicate with
you, to verify your identity in order to allow access to your services, conduct online transactions and
to maintain measures aimed at preventing fraud and protecting the security of your PII. We may also
contact you for marketing or promotional purposes with company news, or news of our services or
offers. You may unsubscribe to marketing emails by following the instructions that are included in the
e-mails that you receive.
By submitting your request you are consenting to being contacted by us or by our business partners,
through any means, based on the information you provide to us, even if you have opted into the
National Do Not Call List administered by the Federal Trade Commission, any state Do Not Call List
or the Do Not Call List of any specific institution. If, after you are contacted by that product or service
provider, you do not wish to be contacted by that person again you must make a specific request to
the product or service provider.
We may share or disclose your Personally Identifiable Information to third parties, including
under the following circumstances:
We may disclose your PII to other companies that help us correspond with you or who may
assist us in providing services to you.
We may disclose or report your PII when we believe, in good faith, that the disclosure is
required or permitted under law, for example, to cooperate with regulators or law
enforcement authorities or to resolve consumer disputes.
If we are involved in a merger, acquisition, or sale of all or a portion of our assets, you will be
notified via email and/or a prominent notice on our website of any change in ownership or
uses of your PII, as well as any choices you may have regarding your PII.
Third Party Offers
We may share your information with third parties who may have offers that you may be
interested in learning about.
How anonymous information is collected and used
We collect certain types of non-personal information and technical data from each visitor to our
website(s). For example, when you click on a banner advertisement or text link that is associated
with one of our websites, the banner or text placement, along with the time of your visit, your Internet
Protocol address and other path-related information, is sent to us. Similarly, the page requests you
make when you visit our website(s) are stored and used by us. We use this information, none of
which is or can be personally associated with you, for statistical and analytic purposes, to help us
understand which page views are most appealing to our customers and to help us improve the
likelihood that we will be able to offer you only products or services in which you have a genuine
We use “cookies” to track your interaction with our website, so we can learn how to improve our
website. These cookies give us only anonymous data to analyze. You can disable these cookies if
you want by following your browser’s directions for disabling cookies.
CALIFORNIA DO NOT TRACK DISCLOSURES
How do we respond to Web browser “do not track” signals or other mechanisms that
provide consumers the ability to exercise choice regarding the collection of
personally identifiable information about an individual consumer’s online activities
over time and across third-party websites or online services?
We currently do not respond to DNT signals in browsers because we do not track individual
users across the web.
May other parties collect personally identifiable information about an individual
consumer’s online activities over time and across different websites when they visit
Notice to California Residents
In response to a California law, we will automatically treat individuals with California addresses or
telephone numbers (when disclosed to us) as if you requested us to not share your information with
nonaffiliated third parties except as permitted by the applicable California law. We will also limit the
sharing of information about you with our affiliates to comply with California privacy laws that apply
Notice to Vermont Residents
In response to Vermont regulations, we automatically treat accounts with Vermont billing addresses
as if you requested that we not share your information with non-affiliated third parties and that we
limit the information we share with our affiliates. If we disclose information about you to nonaffiliated
third parties with whom we have joint marketing agreements, we will only disclose your name,
address, other contact information, and information about our transaction and experiences with you.
Notice to Nevada Residents
We are providing you this notice pursuant to state law. You may be placed on our internal Do Not
Call List by requesting that we cease calling you by contacting us directly and making such request
in writing [enter e-mail address]. Nevada law requires that we also provide you with the following
contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E.
Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; e-mail:
Notice to Users Outside of the United States
residents of the United States. If you are visiting our website from outside the United States, please
be aware that your information may be transferred to, stored and processed in the United States
where our servers are located and our central database is operated. The data protection and laws of
the United States and other countries might not be as comprehensive as those in your country. By
using our services, you understand that your information may be transferred to our facilities and
Safeguarding Information Collected
The security of your personal information is a very high priority for us and we take a number of steps
to safeguard it. Some of the measures we take are:
Limiting access to personal information to those employees who are critical to the delivery of
products and services to you.
Implementing appropriate physical, electronic and procedural safeguards to guard against
unauthorized access or use.
Requiring appropriate consents and protections from our business partners before we share
any personally identifiable information.
One Focus uses commercially reasonable physical and technical security measures to protect all
personal information in our possession. Sensitive information such as Social Security numbers are
encrypted using secure sockets layer encryption from the time of your submission and while it is
stored by us. We cannot, however, guarantee or warrant the absolute security of any system or that
any information we hold will not be accessed, disclosed, altered or destroyed.
Children Under 18
Our Website is not intended to be used by children under 18 years old. You represent and warrant
that you are at least 18 years of age. If you are under age 18, you may not use the website or
services. We do not knowingly collect personal information from, or target our Website or services to
children under the age 18. We understand that there may be exceptions to this rule including, but not
limited to children who are emancipated. If we discover that the Website is being used
inappropriately, we will take steps, if possible, to disable access so that the individual may no longer
access our Website.
Links to Other Websites
Our Website may contain links to other websites. Please note that when you click on one of these
links you are "clicking" to another website. HGF is not responsible for the information privacy
practices or the content of such websites. We encourage you to read the privacy policies of these
linked websites as their information privacy practices may differ from ours.
You may always opt-out of receiving communications from us. To opt out of future e-mail
communications from HGF, please email email@example.com or contact us at 888-737-1845
Monday to Friday 9am to 5pm CST.
You may remove your information from our database. If you remove your information from our
database it will no longer be used by us for secondary purposes, disclosed to third parties, or used
by us or third parties to send promotional correspondence to you. You may remove your information
by sending your request in writing via email to [e-mail address]
We may display personal testimonials of satisfied customers on our website in addition to other
endorsements. With your consent, we may post your testimonial along with your name. If you wish to
update or delete your testimonial, you can contact us at firstname.lastname@example.org.
privacy statement supersede all previous notices or policies regarding our privacy practices with
of how we are committed to protecting your information and providing you with improved content on
our Website in order to enhance your online experience. Upon any material changes to the policy
information we collect, how we use it, and under what circumstances, if any, we disclose it.
How To Contact Us
Should you have other questions or concerns about these privacy policies, please call us at [888-737-1845] or send us an email at email@example.com.