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Harris Goldberg Financial FAQ's

Frequently Asked Questions

How does payday loan debt consolidation work?

If you are unable to repay the entire amount of your monthly payday loan then interest rates and late fees get applied which makes the new repayment amount a lot higher than the original. Debt consolidation companies like  Harris Goldberg Financial can customize a repayment plan and negotiate with the lending corporations on your behalf to provide you a lower interest rate, consolidate your total loan fees, and give you a more reasonable monthly payment.

Why should I choose a payday loan debt consolidation program as my solution?

Payday loan relief counselors know more about the payday loan industry and are here to help you find the best repayment program. They can help you get the financial relief you need at such a difficult time and when you can't seem to find the time to do so yourself. Now to mention the large savings payday loan consolidation provides.

How much does the payday loan consolidation program cost?

Fees are based on the total amount of payday loan debt enrolled. We only charge 15% of the debt amount enrolled in your consolidation program. We do not charge any upfront fees. Fees are only charged after we save you money and resolve accounts. We help you combine your repayment to all your lenders with one affordable monthly payment. This is usually a fraction of the number of your current payments.

How long do payday loan consolidation programs last?

The typical program lasts about 6-12 months but that really depends on your individual needs. Payday Loan Consolidation Companies take into consideration the amount of debt you owe, how much you can afford to pay each month, and how successful we have been prior to negotiating with your current payday lenders to determine a low comfortable monthly payment to repay the loans.

Is there a cancellation policy?

Yes, you can always cancel your program at any time. You will still be responsible for your payday loans and their fees if you cancel the program. The payday loan consolidation company will no longer have the legal right to help you with negotiations or with the harassing phone calls you receive. We will only charge you after we save you money and resolve an account. There is no cancellation fee at any time.

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